BSTL ASSET LINK CREDIT CARD OFFERS UNLIMITED GLOBAL SPENDING

HOW IT WORKS?

1

Open your trust account on the innovative BSTL fintech platform

2

Receive your exclusive BSTL asset link credit card with a credit limit based on the current market value of your assets under trust

3

BSTL asset link credit card offers users complete control over their usage and payment schedules, free from billing cycles or minimum repayment requirements. this provides greater financial flexibility and autonomy

CARDS WE OFFER

BSTL WORLD CARD

The most powerful travel card that empowers you with the flexibility to explore the places and pursuits that mean the most to you

BSTL WORLD ELITE CARD

More than just a travel card to help you experience life’s most memorable moments with a world of exclusive possibilities

BSTL BLACK CARD

The term “black card” has come to symbolize an ultra-exclusive high-end credit card, referenced as the ultimate status symbol, a card so exclusive, you have to be invited to apply

Frequently asked questions

EVERYTHING YOU NEED TO KNOW ABOUT OUR CREDIT CARD

Can I apply for supplementary cards for my family or friends?

Yes. You can apply for up to 5 supplementary cards.

A supplementary card allows you to share the benefits and conveniences of your BSTL Asset Link credit card with your family and friends. With just one trust account, your family members or friends can enjoy the suite of exclusive benefits and privileges. Plus, you can monitor all tractions in real time, control supplementary card holder’s daily or monthly spending with flexible spending limit settings and repay all cards at once on BSTL.

How do I get liquidity from my trust assets?

Simply withdraw cash from any Mastercard-accepting ATM using your BSTL Asset Link Credit Card, available across 210 countries worldwide.

*ATM withdrawal fees & charges may apply. Refer to key fact statement for details.

When do I need to settle the outstanding balance of my BSTL Asset Link Credit Card?

If you have placed an instruction to enable BSTL AutoPay for automatic repayments, repayments towards the outstanding balance will be made automatically on behalf of you. Assets used for repayment are based on your repayment preferences configured when authorizing BSTL to enable BSTL AutoPay and can be changed with just a few clicks.

You can also disable BSTL AutoPay by an instruction to regain full control over the BSTL Asset Link Credit Card repayments. You decide when and how to settle the outstanding balance. Interest will be calculated daily on the outstanding balance.

When will the outstanding balance of my BSTL Asset Link Credit Card start incurring interest?

If you have instructed us to enable BSTL AutoPay for automatic repayments, you won’t be charged any interest proving that you have adequate eligible assets in your card account for repayments. Otherwise, for ATM tractions, interest is charged immediately. For purchase tractions, your card account will not be debited until the merchant has presented your card traction to us requesting payment. We will send you a notification, through the portal or by email, on the day purchase traction(s) are debited.

How and when are interest calculated?

Interest Fee = (Account Outstanding Balance – Repayments) x Daily Interest Rate

Interest is calculated and debited to the outstanding balance of your account, where applicable, daily. The payment cut-off time will be the end of that day (24:00:00 HKT) giving you ample time to settle the payment during the day.

How much are the monthly minimum repayments?

There are no minimum repayments and no fixed payment due dates. You pay at your own discretion.

How do I track my card tractions?

You can log in to your BSTL Trust Platform to see all your tractions.

How do I switch between Auto Repayment and Manual Repayment methods?

You can change the current setting of the Auto Repayment feature on your BSTL digital trust platform at any time.

Will my assets be affected if the outstanding balance is not settled?

Your assets are always safe and under legal protection. While your balance is not settled, the interest charges will continue to accrue until the day you fully repay the outstanding balance of your account.

Why doesn’t contactless payment for the first traction go through?

It is a safety feature that prevents a client's credit card from making contact with offline contactless payment terminals during delivery and trite resulting in unexpected tractions and monetary loss. Therefore, the credit card may be restricted from some contactless payment terminals for the first traction. Subsequent contactless tractions will go through normally.